Yes OrphanCrow that is what I rember as to the 200 complaints from State of Calif. Consumers Affairs, unnecessary suguries.
That JW Insurance Co I think was called "New World Life" or something like that, in-laws had it.
Interesting I have a friend who was raised a JW but realized it was not for him, he is a ER doctor. He said all ER Rooms have the JW Blood book but not for the purpose of educating the doctors but to educate the JW patients as to their own churchs list to what is acceptable blood parts. Prior to the book the JW patients were ignorant of what was approved and what was not, hence the whole ER Room procedure was halted and precious time was lost as the patient had to go and consult their church elders. So the book has been well received as to its ability to stop vast amounts of time being tied up from getting elders permission for ER procedures.